This bill increases protections for people buying dogs and cats in Florida. If a pet is found to be sick, misrepresented, or has a hereditary disorder shortly after purchase, buyers can get a refund, exchange, or reimbursement for vet costs. If the purchase was financed and returned, the loan must be canceled with no penalty. All financing terms must be disclosed upfront, and there’s a required three-day wait for financed sales. Pet dealers must provide medical records and keep them for seven years. Violations are treated as unfair business practices, and buyers can sue for damages. The law would start on July 1, 2026.