Requires health insurers to pay or deny clean claims within 30 days. If a claim is incomplete, they must, within 14 days, say why or request needed info, then decide within 30 days after it’s supplied. Late payments accrue interest (higher after 60 days) and can trigger fines after 90 days. Insurers are responsible for vendors. Exceptions apply for fraud and disasters. This speeds provider payments, reduces billing delays for patients, and adds transparency. Starts in 2027.
Vote Yes on this bill if you want insurers to meet firm deadlines to pay or deny claims, pay interest and face fines when late, and reduce billing delays for patients and providers starting in 2027.
Organizations that support this bill may include hospital associations, physician groups, community health centers, and patient advocacy organizations that want faster, clearer claims payments.
Vote No on this bill if you want to avoid new payment deadlines, interest charges, and penalties on insurers, and prefer current claims processing practices to remain.
Organizations that oppose this bill may include health insurers, carrier trade associations, and third-party administrators concerned about added penalties, administrative costs, and liability for vendors.