This bill authorizes federal agencies and the Treasury to temporarily pause or split government payments flagged as high-risk for fraud, using objective indicators like unusual payment activity or data mismatches. Agencies must quickly notify recipients and let them contest the decision, while only the suspicious portion of a payment may be delayed so routine, low-risk amounts continue as usual. Payments related to law enforcement are exempt, and the Treasury must submit annual reports on the number, outcomes, and challenges of paused payments.