The bill restricts services for people in Florida who are not legally in the U.S. Agencies may not license them or give homebuying aid; improper aid must be repaid and can trigger foreclosure. Adults without legal status can't collect certain state claims. Employers face big fines, license loss, full medical costs, and a felony if hiring over 50; E-Verify is required before workers' comp claims. Banks and money senders must verify status. In crashes, some out-of-state drivers are presumed at fault.