Gesa Credit Union is a member-owned, not-for-profit financial cooperative headquartered in Richland, Washington, serving consumers, small businesses, students and communities across the Pacific Northwest. With dozens of branches and student-operated locations, Gesa provides deposit accounts, consumer and mortgage lending, business services, financial education, and community scholarship and charitable programs focused on local economic and educational support.
Typically engages on financial services and banking regulation affecting credit unions, consumer protection and fair-lending issues, affordable housing and mortgage access, small business lending and community development, financial education and student lending policies, data security and privacy standards, and federal/state regulatory and tax treatment for credit unions.
Primarily funded by member deposits and interest income from loans and investments, plus service fees and investment income; operates as a not-for-profit returning value to members rather than external shareholders.
CO-OP Shared Branch/CO-OP ATM network, CU Student Choice (student lending programs), LPL Financial (investment services relationship), local school and university partnerships (including student-run branches), regional credit union trade and community organizations.
Credit union (not-for-profit, member-owned financial cooperative)
