Description: The National Consumer Law Center (NCLC) is a nonprofit public-interest legal and policy organization that represents the interests of low-income and vulnerable consumers. NCLC provides legal research, model pleadings, policy analysis, training, and litigation support to legal aid attorneys, consumer advocates, and policymakers to strengthen consumer protections and access to justice. Type: non-profit (501(c)(3) public interest legal and policy organization) Policies: Consumer protection; regulation of predatory and payday lending; fair lending and anti-discrimination in credit; debt collection and credit reporting reform; mortgage servicing and foreclosure prevention; consumer bankruptcy protections; student loan borrower defense and servicing oversight; utility and telecommunications consumer issues; expanding access to civil legal services for low-income people. Funding: Foundation grants, philanthropic donations, fees from trainings and publications, litigation fee awards, and government contracts/grants. Affiliates: State legal aid programs and poverty law centers, the Legal Services Corporation, National Association of Consumer Advocates, Consumer Reports and other public interest consumer groups, and pro bono law firms and academic legal clinics.