Southern AgCredit, ACA is a borrower-owned agricultural lending cooperative headquartered in Ridgeland, Mississippi. Founded in 1916 as part of the national Farm Credit System and chartered as an Agricultural Credit Association in 2009, it provides financing for farmers, ranchers, agribusinesses, and rural landowners across southern Mississippi and northwest Louisiana. The organization’s mission is to support rural communities and agriculture by delivering reliable credit and financial services, while returning profits to its member-borrowers through patronage refunds.
Agricultural finance and rural development policy, including access to credit for farmers and ranchers, rural real estate lending, agribusiness financing, beginning and young farmer support, and policies affecting the Farm Credit System and cooperative lending institutions
Primarily funded through the Farm Credit System’s access to capital markets, with earnings generated from interest and fees on agricultural and rural loans to member-borrowers
Farm Credit System; Farm Credit Bank of Texas; Southern AgCredit, PCA; member-borrower board of directors including Chairman Scott Bell and CEO Ken Hobart
Borrower-owned cooperative (Agricultural Credit Association) within the federally chartered Farm Credit System
