The Washington State Office of the Insurance Commissioner is the state agency charged with regulating the insurance industry in Washington. Its mission is to protect consumers by enforcing state insurance laws, ensuring insurer solvency and market conduct, licensing insurers and producers, reviewing rates and policy forms, handling consumer complaints, and promoting a stable, accessible insurance market.
Insurance market regulation and oversight; consumer protection and complaint resolution; rate and policy form review; licensing and enforcement for insurers and agents; solvency and market conduct examinations; fraud prevention; oversight of health, property/casualty, life, annuity and long-term care insurance issues; coordination with federal insurance and health policy implementation
Primarily funded through regulatory fees, assessments, and licensing revenues collected from insurers and insurance producers rather than general state tax revenues
National Association of Insurance Commissioners (NAIC); Washington State Governor's Office; Washington State Legislature; Office of the Attorney General; state consumer protection organizations and insurance industry trade groups
State government regulatory agency
