This bill amends the Michigan Consumer Protection Act to make it illegal to violate the Medical Debt Protection Act, treating such violations as consumer fraud. The bill restricts charging consumers a price “grossly in excess” of similar services, and prohibits misleading or coercive medical debt collection tactics. It also requires clear disclosures about terms of credit, prohibits unfair or deceptive representations, and adds new consumer protections related to interest rates on medical debt.
