This joint resolution would block recent Department of Education regulations on federal student loans, preventing the changes from taking effect. If enacted, it would keep the Graduate and Professional Student Loan (PLUS) program unchanged, allowing graduate and professional students to continue borrowing up to the full cost of attendance. There would be no new borrowing limits for graduate students and parents, maintaining current rules. Existing Income-Contingent Repayment (ICR) plans would remain, rather than being replaced, and current loan rehabilitation policies would continue, so borrowers would not get another chance to rehabilitate defaulted loans.