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Fair Access to Banking Act (S 401)

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Federal

2025

The Fair Access to Banking Act aims to ensure fair access to financial services for all businesses, even those that are politically unpopular but lawful. It prohibits banks from denying services based solely on subjective or political reasons and mandates that decisions be based on impartial, risk-based analyses. This law intends to prevent financial discrimination and ensure that banks operate safely and soundly, upholding fair access to all customers according to set standards.

Vote Yes on this bill if you want to ensure all businesses have equal access to financial services regardless of political or social views. Organizations that support this bill may include business trade associations and civil rights groups advocating for equal financial access.
Supported By
Vote No on this bill if you want banks to retain more discretion in providing services based on broader strategic preferences. Organizations that oppose this bill may include certain financial institutions and possibly risk management advocacy groups.

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